Individual
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Identity Theft Costs
Up to $1,000,000
-
Lost Wages and Child and Elder Care Expenses
Identity Theft Recovery covers reasonable and necessary costs
(such as legal costs, lost wages, dependent care expenses and
mental health counseling) incurred by a member to recover from
identity theft resulting from the fraudulent use of their
personal identifying information.
$5,000
-
Mental Health Counseling
$1,000
-
Miscellaneous Unnamed Costs
$1,000
-
Legal Costs
Covered
-
Cyber Extortion
Cyber Extortion coverage provides expert assistance and reimburses
necessary and reasonable response costs when a member faces a
credible threat or demand for payment involving their device, system,
or data.
$20,000
-
Online Fraud Reimbursement
Online Fraud Reimbursement covers direct financial losses from
qualifying fraud events carried out through a computing or connected
home device, including identity theft, unauthorized card or account
use, check forgery, counterfeit currency, and online scams, but
excludes indirect losses and amounts recoverable from third parties.
$20,000
-
Member Deductible
$100 per occurance
-
Annual Aggregate Limit
$1,000,000
USD 9.99
/ Monthly
USD 99.99
/ Yearly